From Yalkut Yosef:
1. Our Hachamim (Sages) taught us in Nedarim 22b “All who vow, even though they fulfill them, are called wicked, as it says in the Torah (Devarim 23:23) But if you shall refrain from making vows, you will have no sins.” When one delays paying his vows, the Heavens open up his book of life and critically watch his actions. One should be stringent to nullify his/her vows. In any case, when one vows to give Tzedakah (charity) it is a Mitzvah to fulfill it and one should refrain from nullifying donation vows. In any case, it is still not the best alternative to vow to give Tzedakah and when one is in public promising to give Tzedakah for a community fundraising, they should say beli neder.
2. One who swears/vows in writing has no obligation to fulfill
the written vow because a vow is not considered valid until it is spoken (Maschet
Shevuot 26b). This is also the opinion of Maran Shulhan Aruch and other
Halacha poskim. How much more so when one writes the vow down for another and
only has the other sign it off, there is no such vow here.
SHAVUA TOV!
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